This project forked from huangxianyang/apply_score_card
数据来自借点花花历史放款数据,时间窗口为 6 月 15 日至 11 月 15 日, 总 用户量为 728471, 逾期状态取该用户在时间窗口内最后一笔借款状态. 好坏客 户判定标准: 逾期 9 天以上的认定为坏客户, 9 天以内或者未逾期的认定为好 客户.
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