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application_score_card's Introduction

信贷场景中什么是评分卡?

1、以分数的形式来衡量风险几率的一种手段

2、对未来一段时间内违约/逾期/失联概率的预测

3、通常评分越高越安全

4、根据使用场景分为反欺诈评分卡、申请评分卡、行为评分卡、催收评分卡

评分卡开发原理介绍请见:https://blog.csdn.net/htbeker/article/details/79697557

jupyter运行带可视化结果请见:https://blog.csdn.net/htbeker/article/details/80936461

数据:https://www.kaggle.com/c/GiveMeSomeCredit/data

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