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重疾险选保至70岁好,还是保终身好呢? | 工作996,没钱ICU?

https://www.996bx.com/posts/cjx8x9e960001kpcgprxwg2ar/#more

概要很多人都有这样的困惑:买重疾险,到底是定期好(例如保至60岁或70岁),还是终身好? 定期重疾便宜,但是保障时间短,过了保障期,再想买,可能身体不满足投保要求了。而且还可能面临这样的问题:假如购买了一份保至70岁的定期重疾险,但是71岁偏偏患了重疾该怎么办? 终身重疾能保障一生,保障时间长,并且高年龄时的发生率也更高,但是同样保额下保费通常也就比定期重疾高较多。我们该怎么选?

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