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Trained a classifier by using labeled data and oversampling and undersampling techniques to predict if a borrower will default on a loan. The model is intended to be used as a reference tool to help investors make informed decisions about lending to potential borrowers based on their ability to repay. The purpose is to lower risk & maximize profit.

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classification-report confusion-matrix logistic-regression one-hot-encoding python random-forest-classifier roc-auc-curve scikit-learn smote supervised-machine-learning

loan-default-risk-prediction's Introduction

Hello World 🌎, I'm Jiannina!πŸ‘‹πŸΎ

I'm a Data Scientist with a Bachelor in Economics πŸ“ˆ and Finance πŸ’°. My professional journey has spanned across diverse industries including export, education, and banking. Having successfully completed a comprehensive Data Science Program at Bloom Institute of Technology, also known as BloomTech, I have honed my skills in 🐍 Python, SQL & Databases, Data Visualization, Linear Algebra & Statistical Analysis, Deep Learning & ML Ops, Natural Language Processing, Neural Networks, and Computer Vision.

About Me:

  • ⚑ Fun fact: One of my biggest dreams is to witness the mesmerizing dance of the Northern Lights at least once in my life. Currently living in Minnesota ✴️, the North Star State, I'm hopeful to catch a glimpse of the awe-inspiring Aurora Borealis, although I haven't been fortunate enough yet. If you've experienced this breathtaking phenomenon, I would love to hear your story!
  • πŸ‘©πŸΎβ€πŸ’» Armed with a Bachelor of Science πŸŽ“ in Economics and Finance, I'm passionate about continuous growth and learning. Currently, I'm focused on enhancing my statistical skills πŸ“ˆ, delving into supervised machine learning, predictive modeling, and πŸ“Š data visualization.
  • 🌱 I’m continuing my professional studies and improving my statistics skills on statistics πŸ“ˆ, supervised machine learning, predictive modeling, and πŸ“Š data visualization.
  • πŸ€” My areas of interest encompass Machine Learning, Predictive Modeling, and Natural Language Processing, where I see immense potential for making a positive impact. I'm passionate about leveraging data-driven insights to solve real-world challenges and create meaningful outcomes.
  • πŸš€ As a recent graduate of a comprehensive Data Science Program πŸŽ“, I'm now on an exciting journey to launch my career in πŸ•ΈοΈ Data Science and Machine Learning. I am eager to apply my skills and passion for data-driven insights to contribute to meaningful projects.
  • Embracing Einstein's wisdom, I firmly believe that "Once you stop learning, you start dying."
  • ✨ I find true fulfillment in learning and collaborating across diverse domains, united by the common goal of solving πŸ’Ό business problems with data-driven insights.

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