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• Agent receives pop-up that the user made m-pesa payment
• agent confirms payment receipt.
• both, agent and user, are sent back to the home page.
• while that is happning, on the user phone the "Confirm send M-PESA Payment" page flashes/pops up for less than a second.

After setting up my local environment, I ran npx hardhut test the first time and the tests failed and upon running the tests the second time they both ran. See the logs below

Private variable.
Have a public read method to get the number.

Create a public read method to get the updated index.

Still needs to be discussed how.
Allen has concerns, made a flowchart as basis for discussion.

What is happening:

• Agent accepts the request
• Amount stated PLUS the agent fee (5 cents) is withdrawn from agents wallet and sent to escrow (5 cents too many).
• After both, user and agent, confirm the M-PESA Payment, the 0.05 cUSD agent fee is sent back from the Wakala escrow contract to the agent wallet.
• Meaning: The agent first pays too much, then gets it back. And he does not earn anything.

What should happen:

• Agent accepts request
• Amount stated (not plus the agent fee) is withdrawn from agents wallet and sent to the escrow contract.
• both, agent and user, confirm M-PESA payment.
• amount from escrow is sent to users wallet.
• there is no explicit payment of 0.05 cUSD

Scenario 1: User Request cUSD Top up.

• User posts request of 500 KSH

• Fee for user = 0.05 cUSD (agent fee) + 0.04 cUSD (Wakala fee) = 0.09 cUSD

• Amount the user will receive = (500 / 115) cUSD - 0.09 cUSD = 4.35 cUSD - 0.09 cUSD = 4.26 cUSD

• Agent accepts request

• money withdrawn from agent wallet to escrow = 4.26 cUSD (separate transaction: wallet to escrow contract)

• money withdrawn from agent wallet to Kukuza treasury = 0.04 cUSD (separate transaction: wallet to kukuza treasury

• Total withdrawn: 4.30 cUSD

• 4.30 cUSD is 5 cents less than 4.35 cUSD (500 / 115), because the agent retains the 5 cent agent fee

Scenario 2: User Requests cUSD Withdrawal

• Agent accepts request

• Agent receives: (500 / 115)- Wakala fee = 4.35 - 0.04 = 4.31 cUSD

• Agent sends via M-PESA: 4.35 cUSD - wakala fee - agent fee = 500 KSH - 0.09 cUSD = 500 KSH - 10.35 KSH = 489.65 KSH

• User post request to withdraw 500 KSH

• Fee for user = 0.05 cUSD (agent fee) + 0.04 cUSD (Wakala fee) = 0.09 cUSD

• amount withdrawn from user wallet to escrow: (500/115) - wakala fee = 4.35 - 0.04 = 4.31 cUSD

• amount withdrawn from user wallet to treasury: 0.04 cUSD Wakala fee

• Check: total withdrawn: 4.35 cUSD

• M-PESA amount the user will receive: (500 / 115) cUSD - 0.09 cUSD = 4.35 cUSD - 0.09 cUSD = 4.26 cUSD

4.26 * 115 = 489.9

In the (near) future we want to be able to filter transactions in the feed.
Based on:

1. currency
2. country

We don't know yet, how exactly we will filter.
But what we do know is that

1. The user sets his/her display currency in the front end.
2. The user specifies what country he/she is from.

Does it make sense to add bother properties to the smart contract?

What we haven't figured out yet:
What if a user sets his display currency to KSH, but chooses the country "Nigeria" when posting a request?

• awaitAgent
• awaitConfirmation
• clientOnly
• withdrawalsOnly
• depositsOnly
• agentOnly

• Hard coded.

To be done after #4

Claire cannot copy my phone number in order to send me M-PESA

It is not working on both pages. The one with continue button, and the one with swipe to confirm.

• @steffenkrogmann Provide treasury wallet address.
• @Allen-Muhani build and test the concept.

Kukuza Treasury on Alfajores Testnet:
0xfF096016A3B65cdDa688a8f7237Ac94f3EFBa245

We currently connect to the Celo blockchain via Forno:
https://docs.celo.org/developer-guide/forno

In the future we want to connect via Figment Data Hub:
https://datahub.figment.io/

1. successful total transactions
2. successful requested transactions
3. successful fulfilled transactions

Need this also for the audit.

Let#s say an agent accepts a request, money is sent to escrow.

If something breaks, or the user never confirms, how and when do we send the money back?