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ScorecardDevelopmentLoan

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The potential predictors for predicting the response variable are:

  1. annual_inc : annual income of the debtor.
  2. home_ownership
  • RENT
  • MORTGAGE
  • OWN
  • OTHER
  1. emp_length : employment length of debtor (in years).
  2. purpose : purpose of the loan.
  • EDUCATION
  • MEDICAL
  • VENTURE
  • PERSONAL
  • DEBTCONSOLIDATION
  1. grade
  2. loan_amnt : amount of the loan.
  3. int_rate : interest rate of the loan.
  4. dti: Debt-to-Income Ratio (DTI)

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