__
The potential predictors for predicting the response variable are:
annual_inc
: annual income of the debtor.home_ownership
RENT
MORTGAGE
OWN
OTHER
emp_length
: employment length of debtor (in years).purpose
: purpose of the loan.
EDUCATION
MEDICAL
VENTURE
PERSONAL
DEBTCONSOLIDATION
grade
loan_amnt
: amount of the loan.int_rate
: interest rate of the loan.dti
: Debt-to-Income Ratio (DTI)