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Credit risk analysis for credit card applicants

Home Page: https://share.streamlit.io/semasuka/credit-card-approval-prediction-classification/main/cc_approval_pred.py

License: MIT License

Jupyter Notebook 51.85% HTML 47.94% Python 0.21%
credit-card card binary-classification machine-learning python python3 scikit-learn streamlit numpy pandas

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credit-card-approval-prediction-classification's Issues

Bull Bear market

Hi,

I think the statement about bear bull market is wrong.

If default customer is labeled as 1 in the response label:

I think under Bull market, precision is more important. Since you want customers "that are classified as bad by your model" to be all genuine bad customers, aka, you allow some bad customer to be passed.

In contrast, under Bear market, recall is more important. You want customers "that are not classified as bad by your model" to be all genuine good customers, aka, you allow some good customers to be wrongly classified as bad.

Best,

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