A public specification of the NUUP USSD Service by NPCI (*99#).

This is a USSD Menu specification and subject to change over time. Single Menu items can be dialed directly (Such as *99*4*2*1# to change the language to English). Most menu items require a session to be created, which requires manual input. These are denoted via the -> symbol as sequential inputs.

Needs:

1. MOBILENUMBER: Mobile Number of the beneficiary with *99# service enabled and configured with a mobilenumber@upi VPA.
2. UPIPIN: Current UPI PIN
3. REMARKS: Remarks for the transaction. Set to 1 to disable.

• Dial *99*1*1*MOBILENUMBER*AMOUNT*REMARKS -> UPIPIN -> 2 to make transaction and exit.
• Dial *99*1*1*MOBILENUMBER*AMOUNT*REMARKS -> UPIPIN -> 1 to make transaction and save mobile number as beneficiary.

Needs:

1. VPA: UPI VPA of the beneficiary.
2. UPIPIN: Current UPI PIN
3. REMARKS: Remarks for the transaction. Set to 1 to disable.

• Dial *99*1*3*VPA*AMOUNT*REMARKS -> UPIPIN -> 2 to make transaction and exit.
• Dial *99*1*3*VPA*AMOUNT*REMARKS -> UPIPIN -> 1 to make transaction and save mobile number as beneficiary.

Needs:

1. ID: Beneficiary ID
2. REMARKS: Remarks for the transaction. Set to 1 to disable.

• Dial *99*1*4*ID*AMOUNT*1*REMARKS -> UPIPIN to make transaction and exit.

• Dial *99*1*5# -> IFSC -> AccountNumber -> REMARKS -> UPIPIN

• Dial *99*2*MOBILE*AMOUNT*REMARK*1#
• Dial *99*2*VPA*AMOUNT*REMARK*1#

Needs:

1. Current UPI PIN

• Dial *99*3# -> UPIPIN

• Dial *99*4*1# -> BANK -> LAST06 MMYY -> NEWPIN -> NEWPIN to change Bank Account and reset PIN
• Dial *99*4*1# -> BANK -> LAST06 MMYY -> NEWPIN -> NEWPIN -> NEWPIN to change Bank Account, reset PIN, and fetch balance.

• Dial *99*4*2*LANG#.

Popular Language Codes:

1. English
2. Hindi

No response.

• Dial *99*4*4*1*ID# to add a new UPI ID

ID = 1-3, to pick from a pre-generated list of 3 IDs.

Dial *99*6*1# to get a list of recent transactions.

Dial `996*2# to get a list of recent rewards.

Needs:

1. LAST06 - Last 6 digits of the Debit Card associated with the bank account.
2. MMYY - Expiry Date of the Debit Card associated with the bank account.
3. UPIPIN - 4 or 6 digit UPI PIN to be set.

• Dial *99*7*1# -> LAST06 MMYY -> UPIPIN -> UPIPIN -> UPIPIN to reset PIN and check balance
• Dial *99*7*1# -> LAST06 MMYY -> UPIPIN -> UPIPIN to only reset the PIN

Needs:

1. OLDPIN - Current UPI PIN
2. NEWPIN - New UPI PIN to be set

• Dial *99*7*2# -> OLDPIN -> NEWPIN -> NEWPIN

• See https://www.npci.org.in/what-we-do/99/product-overview for public documentation of the service features
• https://www.npci.org.in/what-we-do/99/live-members for list of supported ISPs, languages, and banks.
• Notably, Jio is not a supported provider.
• Also see the NPCI FAQ regarding the same.

• Note that Android does not natively support multi-session USSD Codes.
• You can automate USSD sessions in Android by using the Accessibility service.
• iOS does not support dialing USSD codes programatically.